Effective Date: August 8, 2025
Welcome to Spend Smarty. By accessing or using our website, you agree to comply with these Terms & Conditions. If you do not agree, please do not use our website.
1. Use of the Website
- Our content is for informational and educational purposes only.
- You agree not to use our site for any unlawful purpose or in a way that may damage, disable, or impair the site.
2. Financial Disclaimer
- Spend Smarty provides finance-related information based on research and personal opinion.
- We are not financial advisors, and the content on our site should not be taken as professional financial advice.
- Always consult a licensed financial advisor before making investment or financial decisions.
3. Intellectual Property
- All content (articles, graphics, logos, designs) on Spend Smarty is our property unless otherwise credited.
- You may not copy, reproduce, or distribute our content without written permission.
4. Affiliate Disclosure
- Some of our articles may contain affiliate links. If you click on them and make a purchase, we may earn a small commission at no extra cost to you.
- We only recommend products and services we believe are valuable to our readers.
5. Third-Party Links
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Our site may link to other websites for additional information. We are not responsible for the content, privacy policies, or practices of third-party sites.
6. Limitation of Liability
- We make every effort to ensure our content is accurate, but we cannot guarantee it is free from errors or omissions.
- Spend Smarty will not be held liable for any loss or damage arising from your use of our site.
7. Changes to the Terms
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We may update these Terms & Conditions at any time without prior notice. Updates will be posted on this page with a revised “Effective Date.”
8. Contact Us
If you have any questions about these Terms & Conditions, please contact us:
Email: contact@spendsmarty.com
Website: https://spendsmarty.com